---
title: "Deposit and Funding Schedules | SpotOn Restaurant Reporting"
canonical: "https://help.spoton.com/space/SK/2035548277/Deposit%20and%20Funding%20Schedules%20%7C%20SpotOn%20Restaurant%20Reporting"
format: markdown
---
Learn about deposit schedules and when your daily sales will be deposited into your bank account.
**Contents**
> Macro (toc)
---
# WorldPay Hardware
> ℹ️ This information applies if your Merchant ID (MID) starts with the numbers **4445**
Daily sales that are batched out before 9.00PM ET are deposited into your bank account the next business day. If the batch is created before 9.00PM ET, the deposit schedule is as follows:
| | | | | |
| --- | --- | --- | --- | --- |
| Before 9:00PM ET on | Deposit Day | Morning Funding Deposit Time ( RTP / Fednow) | Accelerated ACH Deposit Time | Previous ACH Deposit Time |
| Monday | Tuesday | 8.30AM ET | 1:00PM ET | 5:00PM ET |
| Tuesday | Wednesday | 8.30AM ET | 1:00PM ET | 5:00PM ET |
| Wednesday | Thursday | 8.30AM ET | 1:00PM ET | 5:00PM ET |
| Thursday | Friday | 8.30AM ET | 1:00PM ET | 5:00PM ET |
| Friday, Saturday, or Sunday | Monday | 8.30AM ET | 1:00PM ET | 5:00PM ET |
However, most restaurants hours extend past 9:00PM ET and don't meet this deadline. This results in an additional business day being added to the deposit time. For example, some SpotOn products are configured to automatically capture one batch every day at 5:00AM local. In this case, and for any batches created after 9.00PM ET, the deposit schedule is as follows:
| | | | | |
| --- | --- | --- | --- | --- |
| After 9:00PM ET on | Deposit Day | Morning Funding Deposit Time ( RTP / Fednow) | Accelerated ACH Deposit Time | Previous ACH Deposit Time |
| Monday | Wednesday | 8.30AM ET | 1:00PM ET | 5:00PM ET |
| Tuesday | Thursday | 8.30AM ET | 1:00PM ET | 5:00PM ET |
| Wednesday | Friday | 8.30AM ET | 1:00PM ET | 5:00PM ET |
| Thursday, Friday, Saturday | Monday | 8.30AM ET | 1:00PM ET | 5:00PM ET |
| Sunday | Tuesday | 8.30AM ET | 1:00PM ET | 5:00PM ET |
> ℹ️ *SpotOn ensures that funds are available by 8:30 AM ET through a faster transfer system using RTP (Real-Time Payments) or FedNow, an instant payment service developed by the Federal Reserve.*
> ℹ️ *Most U.S. bank accounts support these methods, allowing customers quicker access to their funds.*
> ℹ️ *However, some bank accounts may not yet be compatible with RTP or FedNow. If you have any questions, your customer support team is here to assist you.*
> ⚠️ *A small number of merchants may experience later deposits at 5:00 PM ET. If you're interested in qualifying for the Morning Funding Deposit Time or the Accelerated ACH Deposit Time, our Customer Support team is here to assist you.*
If you find you need to adjust your automatic batch close schedule, our Customer Support is here to assist you.
If a federal bank holiday coincides with a customer’s deposit schedule, deposits will be delayed by one business day. The holiday schedule is sourced directly from the [Federal Reserve Website](http://federalreserve.gov) .
---
# TSYS Hardware
> ℹ️ This information applies if your Merchant ID (MID) starts with the numbers **5455 **or **8487**
Daily sales that are batched out before 10:30 PM ET are deposited into your bank account the next business day. If the batch is created before 10:30PM ET, the deposit schedule is as follows:
| | | |
| --- | --- | --- |
| Before 10:30 PM ET on | Deposit Day | Deposit Time |
| Monday | Tuesday | Morning (Local Time) |
| Tuesday | Wednesday | Morning (Local Time) |
| Wednesday | Thursday | Morning (Local Time) |
| Thursday | Friday | Morning (Local Time) |
| Friday, Saturday, or Sunday | Monday | Morning (Local Time) |
However, most restaurants hours extend past 9:00PM ET and don't meet this deadline. This results in an additional business day being added to the deposit time. For example, some SpotOn products are configured to automatically capture one batch every day at 5:00AM local. In this case, and for any batches created after 10:30PM ET, the deposit schedule is as follows:
| | | |
| --- | --- | --- |
| After 10:30:PM ET on | Deposit Day | Deposit Time |
| Monday | Wednesday | Morning (Local Time) |
| Tuesday | Thursday | Morning (Local Time) |
| Wednesday | Friday | Morning (Local Time) |
| Thursday, Friday, Saturday | Monday | Morning (Local Time) |
| Sunday | Tuesday | Morning (Local Time) |
If you find you need to adjust your automatic batch close schedule, our Customer Support is here to assist you.
If a federal bank holiday coincides with a customer’s deposit schedule, deposits will be delayed by one business day. The holiday schedule is sourced directly from the [Federal Reserve Website](http://federalreserve.gov).
---
# Deposit Reports
| | |
| --- | --- |
| **Action** | **Display** |
| 1. On your** ****[Reporting site](https://restaurantreports.spoton.com/)**, select **Daily Sales Recap** from the **Reports** menu on the left
2. Under the **Payments** section, scroll to **Total Credit Cards**
- In this example, the **Total** for Credit Cards is **$3,086.08**
- This amount will be deposited in your bank account in two **business days**, *minus *any daily processing fees and/or SpotOn Financing
- To view this, go to your **[Dashboard](https://dashboard.spoton.com/)**** ***(login information will be found in your ****credentials email**** received around time of install)* |  |
| 3. On your Dashboard, select **Deposits** from the menu on the left
4. Select **Settlements **
5. Use the **Date Filter **to select the applicable date range, if needed
- This report will show your separate batches, as each payment device batches simultaneously, but separately (REMOVE)
- The amount shown here will be the same as the **Total Credit Cards **from the **Daily Sales Recap** from **two days prior.**
- In this example, the total Deposits equal the expected **$3,833.60.** | 
- **Total Fees** are processing fees if you have opted for daily as opposed to monthly fees
- **Total Others **are any chargebacks, as well as daily 1% taken out for Hardware Financing, if applicable |